• No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let us be the stepping stone to the home of your dreams.

  • REFINANCING is easy with our professionals' help.

Learn More

View Our Loan Programs


Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Learn More

American Capital Corporation

American Capital Corporation (ACC) was founded in 1994 and is now one of the largest independent mortgage bankers/brokers in California. We lend in California,Colorado, New Mexico, Oregon, Tennessee, Washington and Texas. 

Our mission is to provide superior customer service, quality products and great pricing in order to guarantee that the client has a positive loan experience when obtaining Real Estate financing.

ACC has an onsite mortgage banking division and our highly trained banking staff performs the underwriting, loan documents and funding functions for our retail and wholesale client base. ACC has been an innovator in products, pricing and technology for over 20 years, and has an impeccable reputation with its customer and investor base. Investors such as Fannie Mae, Wells Fargo, Chase, Nationstar, Flagstar, Everbank, US Bank, and Amerihome are the lenders ACC sells closed loans to.These are the product and price leaders in the industry, which insures our client base is receiving the best loans possible.  We also support Reverse Mortgage loans to Seniors and utilize Liberty Home Equity and Finance of America to fund those loans.

In addition to mortgage banking, ACC has several wholesale lenders we broker to in order to provide excellent pricing and products for our clients.

Our processing and operations staff is filled with high quality, long term employees who thrive in our positive work environment. We have over 150 Retail Loan Originators and over 100 broker relationships. American Capital and ACC Wholesale support over 1000 loan originators and an annual funded loan volume in excess of $1 billion.

The three founders of American Capital each have over two decades of mortgage experience, are seasoned mortgage originators, and are active in continuing to improve the company with the latest technology and pricing tools in the industry.

Our business plan encompasses a wide range of objectives that we feel are important to meeting the high level of expectations for the Real Estate professionals, borrowers, lenders, and investors. By being relentless in the execution of our business plan, and paying attention to the mission of the company, American Capital will continue to be a top performer in the mortgage industry.

We appreciate your business, and look forward to working with you.


See what our clients are saying: